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New finance and credit schemes (e.g. microcredit)

A small financial loan made to poverty-stricken individuals seeking to start their own business. This type of loan typically does not exceed a couple hundred dollars, so an impoverished individual can not solely depend on this type of loan to fund their business. Also called micro loan

Advantages / Benefits
It allows people to better provide for their families
It gives people access to credit
It provides families with an opportunity to provide an education to their children
It can create jobs
It is sustainable
It encourages people to save
Who's involved
Microcredit providers
Farmers
Banks
NGOs